Programs

Liability Program

Providing broad coverage in the areas of General liability, Auto liability, Professional liability, and School Board and Employment Practices liability.

Property Program

Property coverage for all risks of physical damage on real and personal property with business interruption including extensions of coverage, and boiler and machinery breakdowns.

Auto Physical Damage Coverage

The APD program provides collision, specified perils coverage, and comprehensive coverage for all scheduled vehicles within a policy period.

Crime Coverage

Providing crime insurance up to $1 million to manage the loss exposures resulting from criminal acts such as robbery, burglary and other forms of theft or fraud.

Our History

BASIC was formed with the cooperative efforts of six California Joint Powers Authorities (JPA) and the brokerage firm of Wells Fargo Insurance Services in 1998 providing liability and property coverage for California school districts and joint powers authorities.

See Our Leadership

Membership

Any public educational agency in the State of California is eligible for membership to Bay Area Schools Insurance Cooperative (BASIC), subject to limitations contained in our bylaws. A public agency is defined as public school districts, county superintendent of schools, community college districts, public education joint powers authority, or charter school. If you are interested in joining BASIC, please contact us.

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